Critical Illness Insurance is protection for your lifestyle. It is designed to alleviate the financial burden that suffering a critical illness can create.
Critical Illness Insurance pays a one-time lump sum benefit thereby allowing you to make the best possible medical decisions without any financial constraint.
Critical Illness Insurance pays out regardless of your ability to return to work and your claim is independent from your disability insurance.
- Coverage available up to age 75 or 100.
- 25 covered conditions (e.g. Heart attack, Stroke, MS, Cancer, Coronary artery bypass surgery).
- Pays a tax-free lump sum of up to $3,000,000 if you are diagnosed with, and survive, a covered condition.
- Return of premium is available after 15 years; or at policy surrender and/or at expiry.